10 reasons why a rented apartment is better than your own on a mortgage

We give up debt and live with pleasure!

You can live next to work

Still, when you take out a mortgage, you try to save money – buy an apartment away from the metro, for example, or generally on the outskirts of the outskirts. You can, of course, look for an option not far from work, but where is the guarantee that the office will not move? Removable can always be looked for in the place where you need it.

No need to spend money on little things

Pictures, a shelf for shoes, figurines … All this is useless in a rented apartment – you can arrange it for yourself quite a bit and forget about repairs for a long time. There is no concern where to find more beautiful and original door handles or how to save up for a luxurious chandelier.

Save up less junk

The fewer things, the easier it will be to move, which means that before spending money on a tenth mug or a new blanket, you will weigh the upcoming purchase in your head more than once. You will only spend money on what you really like, and throw away all unnecessary trash without pity, so as not to drag it from apartment to apartment.

Don’t save up for a down payment

To take a mortgage in Moscow, you need to accumulate at least a million, and even better, even more. To enter a rented apartment, you only need a deposit and money for a month. As a last resort – a percentage to a realtor, but it is also very far from a million rubles.

In the mortgage you pay the cost of three apartments …

… And you live in debt until retirement! In a rented room you pay a fixed price. And if it does not suit you, you are looking for something cheaper.

No need to be friends with neighbors

You may not even know who lives behind the next wall! Seriously, in your apartment you will have to persuade rock lovers to listen to it more quietly and until the evening, and, you must admit, music lovers are the most light version of bad neighbors. In a rented apartment, you can simply leave unpleasant people for another.

You don’t pay for breakdowns

Pipes, taps, wiring, washing machine and other things are monitored by the owners, who must pay for all breakdowns. So there is no need to puzzle over how to save up for the refrigerator if the old one suddenly breaks down.

Change interiors and locations every year

How tired of this nine-story building opposite the window, and you no longer have the strength to endure these wallpapers? It doesn’t matter – we pack our things in boxes and move to the lake, to the center or closer to the shopping center. You can choose interiors and places for yourself and not get attached.

You can move at any time

Of course, you can always dream of moving to another country, only the mortgage strongly binds you to your own apartment. But for tenants it is much easier – we pack a couple of suitcases with the most important things, distribute books to friends and go to the airport with a light heart.

You can live in the center

It sounds inspiring to save up for a mortgage and buy even a modest apartment in the very center, but there are not many chances. But renting a room in a luxurious Stalinist skyscraper overlooking Moscow City (or vice versa) is much easier.

Leave a Reply