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😉 Hello everyone! Today we have a conversation on an everyday topic: what to do if you flooded your neighbors from below.
What just does not happen in this life. One friend of mine always slept very lightly. They say about such people: “A fly will not fly past her, and a mouse will not run.” But even with such a responsible person, a flood can happen.
While the bathtub was filled with water for bathing the child at night, she fell asleep with him. Then it turned out that the neighbors knocked for an hour after they saw the trickles of water on their ceiling. The poor fellows called her husband, and he called his wife. This time the lady slept properly.
But the reasons for such a disaster are very different. Let’s figure it out together.
What to do if your neighbors are flooded
So, you flooded the apartment from below … And the insensitive apartment owners are also asking for money … But do not rush! It may be that you don’t have to pay.
Independent expertise
First you need to decide on the guilty person. Expertise can help with this; it is carried out by qualified specialists who understand plumbing.
Upon completion of this, the customer of the examination receives an act in his hands, in which the guilty person or organization is registered. If you did not call a specialist, then it is unlikely that you will be able to prove your innocence in court.
But here it is worth considering several important points. The examination should be appointed about a week after the gulf. When the walls, ceiling and floors are thoroughly dry, the true extent of the damage becomes clear.
For the examination to be effective, it is necessary to ensure the presence of all possible guilty and injured parties during the assessment of the damage. If the apartment is insured, feel free to invite a representative of the insured company.
Go to the neighbors
If the lower floor is flooded due to your negligence or lack of foresight, as, for example, in the above case, immediately go to the neighbors. Rarely will any of them refuse when faced with such a disaster.
After going to their apartment, you will be able to estimate the scale of the damage yourself. You will be better off seeing everything for yourself. So that dishonest people do not come up with repairs in the bathroom or in the kitchen at your expense.
Currently, a lot of apartments have been purchased using a mortgage loan. In such cases, the bank has a prerequisite – insurance of the collateral, that is, an apartment. Therefore, it may very well be that the apartment of the victims is insured.
And if the neighbors were dishonest, they would have turned to you and the insurance company for damages.
The insurer company will pay whatever is due to the injured. And you will be sent an official letter, first with a request, then with more persistent proposals to reimburse their expenses.
Thus, you can pay for the repair twice. Of course, there is always judgment. But why bring to such a state when you can foresee all this?
So what is the best way to proceed? Solve issues in court or negotiate “like a neighbor”? After all, none of you is interested in writing all these statements of claim, in paying for the services of a lawyer or an expert.
The exceptions are cases when victims deliberately overstate the cost of repairs. Then you will have to go to court with a statement of claim. Then, either on your own or with the help of a lawyer, you will have to prove your case about the cost of damage.
Assessment of damage from the gulf of the apartment
If you and the affected neighbors have completely different opinions about the cost of repairing the premises, you cannot do without expertise. Then the employees of a specialized company inspect the premises, photograph all the damage. After that, an act of inspection of the premises flooded by neighbors from above is drawn up.
The act also displays the areas of the rooms that were filled. Based on this act and photographs, after three days the cost of repairs should be calculated and entered into the report. With this document, you can already go to court.
Of course, there is a possibility that cunning neighbors will appoint a response examination. The cost of such an expert report starts from four to five thousand rubles, and its limit depends on the scale of the destruction.
Don’t forget the receipt!
Well, it is always worth remembering that you need to transfer money even to the best neighbors only when you write a receipt. It will reflect such moments as the transmitting and receiving parties, the amount of funds, the reason for which the funds are transferred.
If there are any additional conditions, then they are also better reflected in this document. Do not forget that the receipt contains the phrase that there are no more claims against you in connection with the gulf.
Additional information on the topic: What to do if you flooded your neighbors from below → video
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