Choosing a taxation system and opening a current account

Starting your own business is not an easy task that has many nuances. But it can be successfully dealt with if you act according to the requirements. One of them involves the selection of a suitable taxation system. This is necessary in order for the entrepreneur to be able to pay taxes to the state (as well as fees and contributions). Detailed information on the components of any taxation system can be found on the website https://secrets.tinkoff.ru/biznes-s-nulya/sistema-nalogooblozheniya/.Choosing a taxation system and opening a current account

What are the taxation systems and what should be considered when choosing them

Individual entrepreneurs can use 5 taxation systems (one of them is basic, and four are special): OSN, STS, ESHN, PSN, NPD. Only the first three options are available to companies.

When choosing a suitable taxation system, consider the following:

  • the scale and specifics of the business (for example, seasonality);
  • type of activity (this is the main selection criterion);
  • the number of employees (for example, an individual entrepreneur can only be used if there are no more than 15 employees);
  • counterparties (it is advisable to choose the taxation system that most counterparties use).

Opening a current account

Also, a prerequisite for further business is the requirement regarding the need to open a current account. It will be needed for all financial transactions. Its use will allow not to mix personal funds with those that ensure the operation of the business.

At this stage, you have to choose a bank. For detailed information on how to do this, see https://secrets.tinkoff.ru/biznes-s-nulya/bank-dlya-ip/. Briefly, the main criteria for the bank are listed below:

  • reliability (you need to check the bank’s position in international and Russian ratings);
  • favorable rates (for transferring funds, monthly service);
  • availability of limits on the receipt of funds;
  • the ability to open a business card (can be used as an addition to a current account);
  • connection of acquiring;
  • prompt response of the support service (to resolve financial issues at any time).

You also need to pay attention to the availability of a mobile application and the functionality of your personal account. This is necessary for convenient management of funds from the phone in the absence of access to a computer.

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